Auto insurance is the act of insuring your auto for a certain amount of money. Auto insurance is also mandatory wherever you live. This insurance gives a certain amount of driver’s protection. Certain limits must be kept on your automobile in order to keep it legal anywhere that you live or work. This protects you by putting a monetary amount on your automobile and basing that on what your state or country requires you to have to keep from getting into trouble. The auto insurance must be renewed and kept in force. If not, then you are ticketed, fined and dependant upon how many times you have been caught without insurance, you could reasonably find yourself in jail. In order to keep from jail, you must maintain this sort of protective insurance on your automobile as long as you own it. If you no longer own it, then you must cancel the insurance and return the tag. This is to keep you out of a legal and financial mess that could happen while driving uninsured. Uninsured motorists are one of the leading causes of accidents. The leading cause is of course alcohol or drinking and driving.